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Rent to buy

This scheme is a new initiative which allows us to offer you a reduced rent on a modern, new-build home, enabling you to save for a deposit and then go on to purchase the property. 

You pay intermediate rent, which is no more than 80 per cent of the current market rent, on a new-build home for up to three years. While you are paying reduced rent you can then save up for a deposit so that you can obtain a mortgage and purchase your home.

At the end of the intermediate rent period, or earlier if you prefer, you are able to buy your home through our shared ownership scheme. We will help you to determine the proportion of the property that you can afford to purchase, which has to be between 25 and 75 percent of the property’s value. You continue to pay rent on the share that you don’t own and as you are able to afford it, you can then buy further shares until you own 100 percent of the property.

If you are not able to buy the property at the end of the intermediate rent period, we will review your position. Wulvern considers each case on its individual merits but there is no guarantee that your tenancy will be renewed.

You may be eligible for Rent to Buy if you are a first-time buyer with a yearly household income of up to £60,000. There may also be a local connection criteria attached too.

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